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Archive for December, 2008

My Christmas Gift to myself.

December 25th, 2008 at 10:10 am

I finally got the GPS nuvi 200w series that I have been wanting. I was suppose to go on Suze Orman can I afford it but it fell through and when they called me again I wasn't as excited as the first time so I blew them off. I actully got it on Black friday for a very discounted price and It's the best gift ever.

Merry Christmas too All.

End of year raise.

December 24th, 2008 at 08:11 am

I just found out what I will be making next year and I am pleased. Now I have to make sure I pay off my debt quicker increase my EF faster and start my house downpayment. I know everyone would sugguest living off of what I made this year but I'm not too sure how to do that? I want to take a few nice vacations since I haven't been on any in a while. when I say nice I don't mean expensive. I mean nice quite peaceful.

Do you'll have any sugguest on what I should do I don't want to get out of hand. I want to continue on my savings/investing/get out of debt plan.

2009 Financal Plans.

December 19th, 2008 at 12:53 pm

1. Become debt free.
2. Have 6-8 months EF
3. Start to save for a house down payment.
4. Keep up with my monthly budget.
5. Take a paid in full vacation for me and my dd b-day in Aug.

PTO-Cash In.

December 11th, 2008 at 03:53 pm

We started a new program at work. Where we are allowed to cash in our unused sick/vacation time up to 40 hours. Before we had to roll a certain amount over or the unused time would roll over into our std time. I took advantage of this and I will have an addition almost 700 in my paycheck. I have already decided to deposit it in my EF so that I can meet my end of the year goal of $2000 in my ef.

Child's Savings Account.

December 5th, 2008 at 12:33 pm

I open my dd saving account the day she turned 1 years old and we decided to keep a piggy bank for her and deposit all of our loose change at the end of the day. Close to the end of the year I go to the bank and deposit all of the loose change that has been collected all year long. So today was that day and the total amount was $89.10. Which brings her saving account to $558.07. This is more money than most adult are able to save. This is a great way to save without a lot of stress about doing so. I have recommended this option to a couple of friends that have a hard saving their monies.