it's funny how people that work every since day is constantly talking about how broke they are. Even when I was out of a job I was able to pay my bills and save a little bit. How come they can't? I wonder if it because they aren't even trying to save 10 percent of their salaries? I have a sister that complains that she is broke all the time, she doesn't have gas, she can't keep her phone on. she can't pay car repairs. She has changed jobs made more some years than other and she is always complaining and know she got my 16 year old niece doing the same crap. If she would stop buy lottery tickets, going out to eat and waiting her money on name brand clothes, shoes she really can't afford maybe she would be able to put money aside. They are always talking about how rich I am. How stupid could you be I'm work everyday and I save and spend money wisely the majority of the times that not being rich that being a responsible adult that want to have a good life for her family. The way I look at it when you see something in someone and you wish you had it why don't you ask them how they do what they do so well. Take classes, read, go on boards like this to achieve your goals. I hope to raise a money conscience child so we talk about saving and spend wisely and yes at 7 years old I'm signing her up for financial class that is age related. Some people are born savings if you aren't that means you need to learn how to save and learn not to complain while doing so.
Archive for August, 2013
2013 Financial Plans
I'm so behind but here it is.....
1. Start all over with savings.
I'm trying so hard to get my money back into place but it seems like these overdraft fees are kicking my butt. I had to call and get the overdraft protection taken off my account. I check my account it it show one balance but when I spend some of it I see that I over drawn my account. I'm start from the beginning with savings since I have been out of the work for around a year and a few months. I'm hoping that will help me because I really am trying to getting tired of not having any money on payday. I know I also need to start doing my budgeting sheets again. I thought I was keeping track of everything coming out but I guess not. I'm too blessed too be stressed about this situation. I’m just down today because it's my Birthday Weekend and I had to cancel my travel plans for this weekend it wasn't nothing major just a two day trip to the DC. Since DC isn't going anyway anytime soon I hope to plan another trip when my money isn't looking so funny.