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Archive for December, 2010

Emergency Fund Goal for 2010 Completed.

December 29th, 2010 at 06:14 am

I have finally completed my emergency fund for the year of 2010. I have set a goal where I would have like to have been by the end of 2010 and I have achieved that milestone. Itís so exciting to have gotten here. I tell you I would have never thought looking back that I would be where I am today financially Iím so grateful and full of joy. In spite of everything Iím facing in the upcoming year I have never felt so financially confident and really for my challenges.

SN:
My windshield cracked so I have to get my windshield replaced but just like Dave said when you have an EF it's more of an inconvenience than a stress matter.

Enjoy your day SA.

2011 Financial Plans

December 15th, 2010 at 06:16 am

I have done really well this year and I have a lot of big changes coming up for 2011 but I have decided to work on these for the upcoming year.

1. Find a new job.

2. Start some classes towards my bachelor's degree.

3. Keep up with my monthly budget.

4. Continue to buld up my EF.

5. Increase my retirement contribution 6%.

6. Start a ESA College fund for my daughter.

7. Continue to save for a house down payment.


Bonus/merits.

December 14th, 2010 at 12:31 pm

I got my end of the year bonus which went to my EF account. We just found out we won't be getting a merit raise this year. I cashed out 20 hours of pto time. I hoping to place that in my EF account also. I needed some new tires so I had to take a few hundreds out for those which will be replace on payday.

Been missing.

December 1st, 2010 at 04:04 pm

I have been missing in action for a couple of months. I have been saving like crazy not completely on target but I still have a month to see what will happen. Nothing too new going on starting to look for a new job since mine is ending in around 8 months. I need to look into new car insurance since it's connect to my job and other insurances that is also connect to my job. Looking forward to a new phase in life in 2011.