I just started Dave's Ramsey 7 Baby Steps last month. I'm almost finished with step 1.
1. $1,000 to start an Emergency Fund
2 Pay off all debt using the Debt Snowball
3. Three to six months of expenses in savings
(b) Start saving for a house.
4 Invest 15 percent of household income into Roth IRAs and pre-tax retirement
5 College funding for children
6 Pay off home early
7 Build wealth and give!
Invest in mutual funds and real estate
Emergency Fund
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