Saturday I went to the mall with my friend and when we got back to my place I stop by the mailbox and then while I was backing up I hit the curb. So Sunday morning I wake up and my front bumper on the passager side of my car was nearly torn off. The first thing that came to mind was someone hit my car. I didn't see any damages last night and I could have swore I got up in the middle of the night and looked out the window and didn't se any damages to my car. So I'm not really sure what happen. Anyways I went to the the non-emergency number to report that this has happen to my car but the recorder came on. Then I was going to call the insurance company so that I could get my car fix but I got to thinking my car will be 10 years old in two years it has around 86,000 miles on it. IS it really worth putting money into? I don't think so. I check on KBB and this is what my car is worth if I sell it privately....

Excellent
$3,770

Good
$3,395

Fair
$2,945

I can only image how much a body shop would cost me to fix the front bumper. I think i will save my money and continue to save for my next car.

I locked my keys in my apartment this morning. Good thing I have an defected car window so we was able to get into my car. I had to call the apt. people to let me in. They charged me $100 how insane.

Every year I save money in a Christmas account well this year I do not really need it so I rolled it over to my EF. I cannot believe how much it is increasing. I know most people would say put it towards your Debt Elimation but I have to feel secure and I do not feel secure without a good size Emergency Fund. Push come to shove I could always take some form my Emergency fund and put it towards my debt to pay it off quicker than 9 months. However, for right now I think this is the best choice for me.