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I-Mac finally.

March 10th, 2010 at 08:48 am

I finally order my computer so I can start to move on to the next major thing which is fully fund my EF. It's been hard try to get pass the three month mark but I know I will do it. I going hard on this to make it to my 6-8 months I would like to save.

Not smiling at a big tax refund......(?)

February 23rd, 2010 at 08:14 am

We went to do our taxes which turned out the be the largest we ever received to date. And I was not impressed. The tax preparer being to tell me how we could get more at the end of the year. I told her I didn't want more at the end of the year I wanted more in my paycheck through out the year she had nothing to say. Isn't it funny when you have finanical peace Income refund checks are not the light of your day.

Stupid Car

February 2nd, 2010 at 05:49 am

I love the fact that I have a 10 year old paid off car but it is giving me hell. Everytime I turn around it has to be fixed. I will admint some of the breaks are my fault but Please give me a break. I am doing very good with my savings but this car keeps draining it. It is taking me way too long to get my EF where I would like it to be. I would like to move on and start to save for my house. They have such great deals out there now. I want to pull my hair out.

Thanks for reading my rant. Smile

Net Worth.

December 22nd, 2009 at 02:18 pm

I never thought about my net worth until I started reading the blogs. It's exciting to see how your net worth changes.(especially if it going up)

2010 Financial Plans

December 14th, 2009 at 01:00 pm

I have done really well this year and I have decided to work on these for the upcoming year.

1. Keep up with my monthly budget.-Completed

2. Save 3 to 8 months of expenses in savings.-Five months

3. Fully fund my Roth IRAs -Nope

4. Start a College funding for my child.-Nope

5. Continue to save for a house down payment.-Work in progress.

Yearly deposit of coins.

December 4th, 2009 at 11:24 am

We cash in my dd coins every year and this year we saved 188.00 to be deposited in her saving account. How exciting.

End of Year Bonus

November 20th, 2009 at 06:29 am

Just found out I will be receiving and end of the year bonus. I think I will be going to get my IMac with this bonus. I'm excited.

PTO Cash Out.

November 3rd, 2009 at 09:29 am

It's that time of year again where I can cash out my vacation time. I am able to cash out 40 hours. I'm excited. I will be adding this to my EF.

praise from an financial advisor.

October 13th, 2009 at 12:26 pm

I just went to see and life insurance/financial advisor and he was very inpress with what I have going on. I was laughting on the inside. He asked did I have someone advising me with my money. I said Suze Orman/Dave Ramsey/Books. lol And of course you guys. I feel good. I have to admit I have never been in a better financial situation and it feels great.

Christmas Fund.

September 26th, 2009 at 09:51 am

I met my Christmas Fund goal. Yahoo.

Emergency Fund Back on track.

September 22nd, 2009 at 07:10 am

Knock on woods. I'm doing better with my EF. I'm back to my starter EF. I hope nothing comes up where it has to be depleted again. I also came up with a conclusion. I will take all the money I have saved in my other funds and put them towards my EF. I'm so far away from my goal of 5,000 by the end of the year. But doing the above will get my very close. I never know what might happen to push me to my goal only time will tell. Wish me luck.


September 3rd, 2009 at 12:34 pm

I sold my dd old clothes and got $85.00 for them. Really more than that sold but I had to pay the people that sould them a percentage. But it's all good because we made a little profit andt he clothes are out of my way. The money will go towards my dd savings account.


August 27th, 2009 at 09:16 am

I started going to Savers club meeting through my credit union every month and it's great. Next month we will focus on shopping and saving.

Money left over from paycheck.

July 23rd, 2009 at 04:58 am

Man it has been a while since I have had money left over after I paid all my bills. A whopping $600. I spent $300 to take a weekend vacation and is going spend $100 to pay on my cruise and the rest is going to savings. I feel so blessed. It is great to be debt free.

Depleted Emergency Fund

July 11th, 2009 at 04:59 pm

It seem to be so hard to keep my emergency fund above 1,000. My goal is to have 5,000 by the end of the year but I losting my hope. I have to come up with another plan so that I can meet the goal. It think i am going to a slump. I still saving very well but it seam like i'm going backward instead of fowards I get to get excited about savings again.

Money, Money and More Money.

June 17th, 2009 at 09:15 am

Man everytime I think I have a handle on things I get screwed. So I have made an appointment to get my car it's yearly inspection. I know I need two back tires and my axle fix. Now i have to get my side mirror fix. I broke it this morning try to back out of my job's garage lane. I was in the wrong lane. I'm so pissed. I hope it doesn't cost me more than $500. I was hopping for $300 at first.


June 4th, 2009 at 06:21 am

I took the train for the first time yesterday. I had to go to dc for a class. I think it might be one of the ways that I might start traveling. Do anyone take takes trains and buses in stead of driving? Is this cheaper or more expensive than driving yourself?


May 30th, 2009 at 06:55 am

I told my siter I would watch her son for her on the weekend while she works and she offer to pay me twenty dollars. So now I will be using the extra money to replish my vacation account.

Going full force with my emergency fund.

May 22nd, 2009 at 05:44 am

So that That I'm debt free I'm going full force with saving for my EF. The payments that I was making to my cc company I'm just going to transfer that payment into my ef. My goal is to have aleast 5,000 in it by the end of 2009. That will live me alease 4 months of Emergency savings. I'm aiming for 8. I will update everytime I meet a month worth of savings.


May 20th, 2009 at 03:42 am

I can confirm that I'm debt free and it feels amazing. Join with me to do the debt free dance,clap and shout. This board has been a great help.


May 11th, 2009 at 07:48 am

I'm back from my Vacation in NYC. And I spent a good amount of money but it's all good. I'm happy to be back at home with my dd. Next inline is to pay off my cc debt this friday/Monday and then pay $250 to hold my stateroom on the cruise.

Two weeks away from being debt free.

May 1st, 2009 at 06:22 am

I'm and so excited, electrifying, thrilled,and exhilarating I can't use enough words to decribe this feeling. I have busted my butt to get to this point and it took under two years from the day I got serious about getting incharge of my finances. It's so many thing I am going to be able to do with this extra money. Increase my EF, Save for my dream house start my dd college fund, or vacation ect. I have a whole new mindset of how to treat money and I'm feel so blessed to have come across people to show me the right way to go.

For everyone that doubt that you can be debt free or doubt that you can be in charge of you money I'm a living witness. And it feels GREAT!

It's cost an arm and leg.

April 24th, 2009 at 04:25 am

$675 that including the towing fee and the oil change. I guess I have to start building back up my EF.