I was doing so good and everything is seem to be falling apart. I'm behind on bills I'm draining my savings again. After completing BS 1. I'm trying to stay positive but its getting hard and hard. I know things will get better but Darn I hate feeling like I'm failing at saving and struggling to make ends meat. This didn't even happen when I wasn't working. I know I need to start telling my money where to go and do a weekly budget. I just don't have the excitement for it. I'm very upset about this. Oh well this is life.
Struggling
November 9th, 2013 at 12:36 am
November 9th, 2013 at 01:36 am 1383960972
Hopefully it's just a temporary plateau and you'll get your second wind soon!
November 9th, 2013 at 04:50 am 1383972652
Two tricks that I'd try along with ceejay's ideas:
Try to make a game out of saving in some fashion - the humor/play part can distract you from your troubles.
I'd double check your routines. Can you substitute something for something cheaper?
November 9th, 2013 at 08:01 am 1383984108
I second the ladies ideas above.
- I'd try cash only spending, separated out in "budget" evelopes if that helps.
- Find out where the money is trickling away at.. eating out? shopping? overdraft fees?
- Can you reduce or cancel any services you get? Like cable, cell phone, gym, etc.
If it helps, I showed my coworker how to set up a "calendar budget" and it helped her a lot. Here is the post:
http://lookingforward.savingadvice.com/2013/09/07/easy-low-t...
November 9th, 2013 at 02:10 pm 1384006205